Naresh Insurance Agency

Monday, 8 July 2019

Life Insurance is a Pillar ..!

Sunday, 24 January 2016

House Holders Policy

Policy Covers

Any loss/damage to

Building and its contents
Jewellery and valuables
Domestic appliances TV VCR Audio Systems PC etc.
Baggage while on travel
Accidental injury causing death/disability
Liability to third parties

Who can be insured

Any householder exposed to any of the above contingencies. Benefits under four (minimum) or more sections can be chosen. P.A Cover available for insured's spouse and children (Age: 12 to 70)

What is insured

Cover under ten sections with option to choose minimum 4 sections for availing discount in premium. Cover against contents is compulsory.

Building and contents :Fire lightning Acts of God Riot and Strike impact explosion of gas in domestic appliances overflow of water tanks.
Burglary House breaking and Theft.
Jewellery and Valuables - Any accidental loss/damage Plate Glass Any accidental loss/damage
Baggage - While on travelAny accidental loss/damage
Domestic AppliancesAny accidental loss/damage entirely due to
electrical/mechanical breakdown.
TV VCR Audio System
Fire and allied perils burglary housebreaking theft electrical or mechanical breakdown
Pedal cycle Fire and related perils riot strike malicious damage acts of god housebreaking burglary theft external accident and also legal liability to "Public" with a limit of Rs.10 0

Personal Accident

Accidental injury causing death/disablement [total/partial]

Third Party Liability

Due to injury to third party or damage to third party property

Note : Particulars of cover given above are not exhaustive. Please visit Insurance Company site for more details.

Friday, 1 January 2016

My Business Intro.

Dear Friend / Guest,

The world is truly a continuous work in progress. That is because it is estimated that every month, a new insurance company starts up, making up for already congested insurance market.

You’d be surprised how the number of insurance companies is increasing through time. Thus, the competition is so intense that the clients are already becoming too confused on how to pick the insurance company they will transact with.

Through the years, many marketing and advertising firms have sprouted to help different insurance companies get to their intended clients. Thus, there are numerous ads and marketing campaigns that circulate through all media portals. These services usually lead consumers to transacting with firms for their insurance needs.

To help you to select a good suit from a variety of insurance products available in the market, I introduce Naresh Insurance Agency (Virtual Office on wheels) dealing with Life, Health and General Insurance, which will serve your purpose and also will be continuously strive for customer satisfaction.

Products we deal with:

- Child Insurance plans,

- Saving plans,

- Term Insurance plans,

- Retirement / Pension plans,

- Health Insurance,

- Vehicle Insurance,

- Travel Insurance

and more.

We are now dealing with leading Insurance companies like SBI Life, Aviva, Max Bupa, Apollo Munich, Star Health, Bajaj Alliance, etc.

We look forward for an association with you.

Best Regards,
Naresh Kumar P N
Insurance Consultant

Naresh Insurance Agency

We are open to serve you 24x7,

We welcome your suggestions, if any.

P.S.: If any one have objections with the name of my virtual office or any content, you can write to me directly.

Sunday, 8 March 2015

United India Insurance

Motor Insurance

Health Insurance

Travel Insurance

Personal Accident Insurance

Householder's Insurance

Shopkeeper's Insurance

Other Products

Fire Insurance

Marine Insurance

Industrial Insurance

Contractors Plant & Machinery Insurance

and many more.......

Contact:

Naresh Kumar P N

Call: 9347848640

Email: pn.nareshkumar@gmail.com

Wednesday, 28 January 2015

Property Insurance Images

Vehicle Insurance images

Max Bupa Health Companion Health Insurance Plan

Health Companion Health Insurance Plan - Health Companion

A cost-effective plan which provides you hosts of benefits including direct claim settlement, pre and post hospitalisation expenses and a cover of up to Rs 1 cr. Get assured renewal for life with this plan.

In-patient Care (Hospitalisation)

We cover cost of medical treatment when you or your insured family members are hospitalised for treatment.

Hospital Accommodation

We cover cost of all types of hospital accommodation without any capping on room rent charges.

Pre & Post Hospitalisation Medical Expenses

We shall reimburse medical expenses incurred due to illness. The period of the treatment which we will cover should be 30 days before you get admitted to a hospital and 60 days after you get discharged from the Hospital. This is subject to Max Bupa accepting the Inpatient Care hospitalisation claim.

All day care treatments covered

We cover all day care treatments, not a select few. However, such a procedure should not be in the outpatient department of a hospital.

Refill Benefit

In case you have exhausted your Base Sum Insured and No Claim Bonus partially or completely, under this benefit, you are entitled for an additional sum insured equal to the base sum insured for a subsequent claim in the same year, provided it is for an unrelated illness.

AYUSH In-patient

Avail In-patient treatment under AYUSH (Ayurveda, Unani, Siddha and Homeopathy) up to the base sum insured

Renewal Benefit

"You would be entitled to both the benefits as renewal benefit:

• No Claim Bonus

Increase in Sum Insured @20% of Base Sum Insured subject to the maximum of 100% of Base Sum Insured for each claim free year with no penalization in case of claim

• Complementary Health Check up

Avail complementary Heath Check up for yourself and your family once in two years so that you live a healthier and happier life "

2 year Policy Tenure Option

When you take a policy for two years, you get 12.5% discount on the second year premium.

Hospital Cash (Optional) Rs 2000/Day

A lumpsum payment for each 24 hours of hospitalisation in addition to the in-patient treatment benefits is made. This benefit is over and above the sum insured. The benefit is payable for up to 30 days of hospitalisation.

Emergency Ambulance

We also cover the ambulance expenses to transfer the policyholder following an emergency to the nearest hospital. These expenses are paid only if we have accepted the In-patient claim.

Organ Transplant

Medical Expenses for an organ donor’s treatment for the harvesting of the organ donated is also covered.

Domiciliary Treatment

In case a bed in the hospital is unavailable or on advice of the attending medical practitioner, treatment is administered at home; we pay for medical treatment taken at home, which would otherwise have required hospitalisation.

Vaccination in case of animal bite

We will cover Medical Expenses of OPD Treatment for vaccinations or immunizations for treatment post an animal bite. This benefit is available only on reimbursement basis and up to Rs.5,000.

Tiered Network Option

Zone 1: Delhi/NCR, Mumbai(inc. Thane City and Navi Mumbai), Bengaluru, Chennai, Surat, Pune, Hyderabad, Kolkata, Ahmedabad

Zone 2: Rest of India

If you reside at any location in India outside Zone 1, you get the option to choose Tiered network option.

Choosing this option will provide you cashless facility in Zone 2 cities but only reimbursement facility in Zone 1 cities with 20% copayment.

This further provides a 10% discount for your premium calculation.

Any Age enrollment

We cover families across life stages – from new born to senior citizens of any age. There is no maximum age for enrollment.

Tax Benefit

You will save tax under Section 80D of the Income Tax Act when you buy a Max Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details.

Assured Policy Renewal for Life

Once insured with us, you will always remain our customers subject to continued payment of premium. We assure you renewability for life with no extra loadings based on your claim history.

Direct Claim Settlement

We believe you should focus on the treatment of your loved ones rather than running after claim settlement. Therefore, all claims are processed directly by our own customer services team.

Cashless Facility

You can access cashless facility at your nearest network hospital.

Free Look Period

We endeavor for transparency and complete satisfaction and therefore, our policies are transparent and easy to understand. If you are not satisfied, we provide a 15 day free look period within which you can cancel your plan stating the reason.

Information at your fingertips

As a Max Bupa Policy holder you can access your details on our website containing your claims history, your favourite health information, your health profile, including records of tests you may have taken while enrolling with us.