House Holders Policy

Policy Covers
Any loss/damage to
  •     Building and its contents
  •     Jewellery and valuables
  •     Domestic appliances TV VCR Audio Systems PC etc.
  •     Baggage while on travel
  •     Accidental injury causing death/disability
  •     Liability to third parties
Who can be insured
Any householder exposed to any of the above contingencies. Benefits under four (minimum) or more sections can be chosen. P.A Cover available for insured's spouse and children (Age: 12 to 70)
What is insured
Cover under ten sections with option to choose minimum 4 sections for availing discount in premium. Cover against contents is compulsory.
  •     Building and contents :Fire lightning Acts of God Riot and Strike impact explosion of gas in domestic appliances overflow of water tanks.
  •     Burglary House breaking and Theft.
  •     Jewellery and Valuables - Any accidental loss/damage Plate Glass Any accidental loss/damage
  •     Baggage - While on travelAny accidental loss/damage
  •     Domestic AppliancesAny accidental loss/damage entirely due to
  •     electrical/mechanical breakdown.
  •     TV VCR Audio System
  •     Fire and allied perils burglary housebreaking theft electrical or mechanical breakdown
  •     Pedal cycle Fire and related perils riot strike malicious damage acts of god housebreaking burglary theft external accident and also legal liability to "Public" with a limit of Rs.10 0

Personal Accident
Accidental injury causing death/disablement [total/partial]
Third Party Liability
Due to injury to third party or damage to third party property
Note :  Particulars of cover given above are not exhaustive. Please visit Insurance Company site for more details.



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